Posts Tagged ‘finance’

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enter: 2013

January 2, 2013

I have found that writing a list at the start of each year has been a fairly successful way of realising at least some of my ambitions, as well as being able to look back at the previous year and seeing how far I have come. Since I started this blog back in 2009, each year has resulted in a lot of changes and accomplishments, which makes me incredibly happy!  So before I look at what I hope to have in store for 2013, I want to review my goals for 2012 and see how I did.

1. Learn to cook a new dish every month.

Tick… well, I got just over halfway before finally getting bored of this. I am just not one for cooking, and I really did not enjoy it. But after nine months’ worth of trying to make new dishes, I have learned some useful things and when I find myself in the situation of having to cook a meal, I can usually concoct something from whatever ingredients are in stock without resorting to a ready meal or pulling my hair out. So I think that that is progress!

2. Cut down on takeaways – to once a fortnight.

More or less! I think some weeks we do better than others, but we definitely have less takeaways than we used to. Hopefully we will renew our strictness with this rule over the coming year.

3. Move in with Toby.

Tick! This was one of the big achievements this year – we now are living together in our beautiful flat in Chiswick, and we are very happy.

4. Pay off my student overdraft.

Nope. Last time my car ate my money, this time the new flat and two wonderful holidays (to Paris and Prague) did it instead. But hopefully 2013 will be the year! Especially as I am being charged for using this overdraft now – so I’m fairly confident I will defeat it.

5. Learn Italian

Tick! In a couple of weeks, I will be starting my third term of learning Italian at the Italian Cultural Institute on Belgrave Square. My teacher Giuseppe is fantastic, and I really enjoy it.

6. Learn to sew

Tick! I think I learned this skill fairly early on into the year, and it’s been useful throughout. Now, I can repair holes and tears in tops, underwear, socks and trousers, and keep my wardrobe going a bit longer.

7. Finish my new album

Tick! Well, I finished 2526 – I had hoped it would be longer and wider in scope, but in the end the concept of the album dictated that I had to finish it in October. But nevertheless I am proud of it and I feel that the mood and quality of the songs represent another step forward for me musically.

8. Go completely digital with my music and film collections, and only keep physical copies of what I really love

Nope, not yet. I’ve managed to get all of my DVDs from Bristol to London, and the next thing is to get my CDs up here. I already sold a lot of the ones that I knew I didn’t want, but it’ll be easier to work out what I want to keep and sell once I have everything here in my flat, and can just put a pile aside for MusicMagpie or Cex or whatever. My iPod finally died in November after 4 years of faithful service, and though in previous years I would have had to run to the Apple store to buy a new one, this time I’m surviving with the (tiny) music library on my iPhone. Which I feel represents patience, maturity and restraint! As well as a concentration on what’s really important, and where my money needs to go. Eventually I’d really like another iPod but I can’t see myself getting one for another few months yet. So I feel that this aim is on hold for now – I’ll hopefully achieve it gradually, but in the meantime I prefer the tangibility of music and film purchases in any case. I am still learning to step into the future, I suppose!

5 / 5.5 out of 8 is perfectly reasonable, I think! And now, my list of goals and resolutions for 2013:

1. Quit smoking.

Toby’s never known me as a non-smoker, and I think it’s about time he did. It’s going to be difficult, and I don’t want cigarettes to have complete power over me to the point where I’m as much a slave to them having given up as I am being a smoker. I’ve already cut down quite a bit so now I just have to take the final leap. Going back to work will be difficult because I need the breaks and I will feel silly just walking around Notting Hill doing nothing, but I’ll work something out. I do enjoy a cigarette, and so perhaps every now and then I may have a cigarette socially – who knows. I’m trying to be loose about it at the moment, so that I don’t feel overly pressurised and that there isn’t a wagon to jump on / fall off of. But generally, this is the year I stop, and I know that I have the willpower (read: stubbornness) to do so. To muffle any temptation, I need to think of: the money I’m saving, my teeth not turning yellow, my blood pressure and life expectancy being improved, not smelling of cigarettes, and (most importantly) being healthy for Toby and showing that I value our love, life and longevity.

2. Pay off my student overdraft.

Third time lucky!

3 & 4. Get fit and toned, and write and record over half of my new album.

I was watching Skyfall with the delicious Daniel Craig, and I decided that I want his body. Except without quite so much effort, and my face shouldn’t be as aged as his. But he’s pretty amazing, physically. At the same time, I also decided that my new music has to be made with heart and soul, and in this way it will show my evolution. Hence my new life motto for this year is “Body and Soul” – I will look after my body and keep fit and hopefully lose some weight and tone up, and I will make music that is vibrant and true.

5. To sing live at least once, in front of an audience.

Because I haven’t done it in a long time, and I miss it!

6. Write a novel.

I already wrote a chapter of a novel a few months ago, but it trailed off and I haven’t done anything with it since. I have been inspired by Toby’s brother, who actually wrote a novel and got it published on Amazon and everything. I used to love creative writing ever since I was little, and so it’s a natural progression in a way for me to write a book. Watch this space…

7. Learn to moonwalk.

I love dancing, and I was watching the documentary for Michael Jackson’s Bad album and it suddenly occurred to me that learning to moonwalk would be something really fun. The only setback to this plan is that the floors throughout our flat are carpeted. But I wanted a goal that was quite light-hearted and fun, amidst all of the seriousness!

8. Pass Italian exam in the summer.

At the Italian Cultural Institute, at the end of each term you can take an exam to get a qualification demonstrating your proficiency in the language. By the end of this academic year (i.e. in July), I will have finished the upper intermediate class if all goes to plan – and so I think it would be good to have a recognised qualification stating my ability in the Italian language. So this is something that I want to achieve too. At the same time, I am hoping that I will continue reading literature in both Spanish and Italian to maintain my fluency in both of those languages (if I have to sacrifice one of my languages, I guess it would be French.)

9. Teach Toby how to play chess.

We have a nice wooden chess set on our coffee table, and I can’t believe that Toby is so intelligent and yet does not know how to play chess. So I will teach him – it’s an important life skill and keeps the brain active and from being rotted by episodes of 30 Rock and The Big Bang Theory.

10. Start saving up a deposit for a house.

I know, we only just moved into the Chiswick flat! Toby and I really like this area of London, and so it’s gonna be a long time before we can actually afford something here. But why not start now? This is something that will happen once I have finished paying off my overdraft (see number 2) but I hope that by the end of the year, I will have put some new money in my festering ISA that can be ultimately used for the deposit on a lovely flat or house.

Wish me luck, and good luck with your resolutions and goals for the year ahead!

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2012, here we come!

December 30, 2011

The time has rolled around, once again, for my two standard end of year / new year posts. The first one is my own personal review of 2011, evaluating how I did with my aims for the year, and looking forward to 2012 and what I hope to achieve within the next 12 months. So, to recap, my aims for 2011 were:

1. Buy a car.
Tick! I not only bought a car, but I crashed it and then sold it 6 months later!  Driving was a major achievement for me, as it was 6 years in the making, and represented a triumph over my nerves and my previous failure (I have been a lucky person who generally didn’t have to deal with failure too much in life, up until I started learning to drive). But I also learned the hard way that it’s a big responsibility, that it comes with a whole trapping of expenses, and that while being able to drive is an asset and a liberation, living in London and not having to drive anywhere is also a blessing. When the public transport system is good, life is good. (Let me tell you, having gone home to Bristol for 6 days over the Christmas period, I immediately starting missing my car and how easy it made travelling from place to place. Bristol, step your public transport game up please!)

2. Get a job in London.

Tick! Although I miss the warmth and camaraderie of my colleagues in Cirencester (I yo-yoed about how much I enjoyed the job, but I became much happier and carefree once a certain colleague left), my new job in Notting Hill is a whole new challenge – I’m always busy, I’m never bored, and I am learning many new things. Plus, I am earning more!

3. Move to London.

Tick! As you know, I am now living in my own little studio flat in Earl’s Court, which is pricey but very conveniently located for transport (bus stop and tube station outside my front door), and also only a 15 minute walk from Toby’s place.

4. Stay with Toby and make sure that our relationship grows even stronger!

Tick! I love my baby and I realised early on in 2011 that the 100+ miles gap between the two of us wasn’t going to be feasible. We missed each other all the time, and although I may have ended up in London anyway (I’m a city boy at heart), he was the driving force between the transformation in my life and career that has occurred this year.

5. Buy a new microphone and record a new album.

Nope. The microphone never happened. I have recorded some new material (and written even more), but I am hoping that the album will be complete next year.

6. Pay off my credit card and student overdraft.

Sort of. I am debt-free, apart from my student overdraft and my student loan. My car ended up being a big drain on my finances, and moving to London required every penny I had. Plus, I did have a wonderful holiday to Seville with Toby in July, which I wouldn’t have traded for anything but did further delay me paying off my student overdraft. But with my first couple of pay checks, I paid my parents and Nonna back for the money they lent me to settle myself in London, I paid off my credit card, and sorted myself out financially. The student overdraft is my primary financial focus for 2012.

So I guess 4.5 out of 6 is not bad at all! I seem to have more success when I write my yearly aims down, so here goes for 2012:

1. Learn to cook a new dish every month.

Toby is a fantastic cook, but I want to learn to make healthy, interesting meals so that I can return the favour from time to time, and enrich my own skill-set and repertoire. Tonight, Toby’s housemates Michael and Naomi have made some very yummy sushi, so that is one thing I shall aim to make; I also enjoyed watching the British Bake-Off and am tempted by the idea of whipping up my own lemon tart!

2. Cut down on takeaways – to once a fortnight.

I’m not quite as svelte as I was this time last year. I have got into the habit of having desserts, of snacking unnecessarily from time to time, and from cooking quite simple dishes (similar to how I was at university). This is all fine, but I am going to moderate myself a bit and cut down on takeaways from Dominos, Pizza Hut and Jasmine Garden.

3. Move in with Toby.

I would like the two of us to move in together; it feels like the logical next step for our relationship, but we both need to be at ease with it and it also needs to be an affordable and convenient location. Moving in will happen when it happens, but I’m just putting this wish out there in the universe and perhaps in 12 months’ time, I will be able to tick this one off the list! 🙂

4. Pay off my student overdraft.

See above. This year I have really improved at budgeting and restraining myself from impulsive / extravagant purchases; therefore, I am determined to pay off at least £200 a month. So even if I don’t pay the whole thing off by the end of the year, I will have made a sizeable dent in it! Fingers crossed!

5. Learn Italian

Ok, let’s get this done once and for all. I am half-Italian, therefore it will not only be easy (especially having studied French and Spanish) to learn Italian, but it will be culturally enriching and give me a new understanding of my own heritage. Work have offered to pay for / subsidise an Italian course for me, but my initial plan of attack will be to buy an Italian novel, an Italian dictionary (and possibly an Italian grammar book), and keep a pen and paper by me as I read – and just have at it.

6. Learn to sew

Because I feel somewhat babyish whenever I have holes or rips in my clothes, and I have to take them to Toby’s to fix. I presume that sewing is a relatively simple skill, and therefore I should learn to do it and allow myself to be self-sufficient when it comes to repairing my belongings.

7. Finish my new album

This year will be the year! I am over halfway. Keep your eyes and ears peeled!

8. Go completely digital with my music and film collections, and only keep physical copies of what I really love

Having moved to London, I was unable to carry all of my DVDs and CDs with me. I would need a truck. Obviously, I have my computer, my iPod, and I was able to take quite a few of my DVDs here; but I have realised that I don’t really need most of the physical copies that I own. So I will sell them, give them away, and go digital. I will open myself up to buying things on iTunes much more (believe it or not, B.Slade’s album Diesel that I bought a couple of months ago was the very first album I bought on iTunes!), and perhaps I might need an extra external hard drive. But I am willing to embrace the digital age (only a few years late!), and also make it much easier for myself to move flats and houses as I go.

Wish me luck, and have a Happy New Year! x

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me first.

November 20, 2010

I’ve had enough time to get my future on track, and this year I have made great steps towards achieving what I ultimately want to do. Once I pass my driving test and get a car, I’ll be a lot closer to liberation and being a free agent; I can move out and have my own mobility.

With this in mind, I find myself constantly checking myself with regards to my attitude to the future. When I get nervous about driving, and I feel like (for various reasons) it’s never going to happen for me and “why don’t I just take the hints that I am not built to do this”, I remember that I am the only one who can be responsible for my life. Everybody feels weak sometimes, and that’s fine; but I have to make sure I don’t cross the border from feeling weak to being weak. I am in control of my own life, and that’s what it comes down to.

So when I’m at work and I feel frustrated by colleagues who seem to have nothing better to do than squabble with one another, make everyone else feel alienated, and ultimately act in direct contrast to their job description of being open, friendly and communicative, with excellent listening skills – that’s no reflection of me. I should not feel cowed by this, because I do my job well and I have done absolutely nothing wrong. My life, my destiny – it’s all good and I shouldn’t let others and their displacement of emotions affect that.

Likewise, I ultimately see myself almost definitely moving to London in the near future. Obviously, Toby being based there is a big draw for me. But I finally am waking up to the fact that I have to do this for me. My independence, my friends, my boyfriend, my career, my financial and professional development. I hope that me and Toby will be together for a very long time. But if not, does that mean that I should never try to move to London for myself? Of course not!  So I’m continuing to look for job vacancies there. Once again, I am going to be gracious and loving towards everyone I can be (who deserves it!), but I am also going to put myself first because I deserve it. This is my life, and we only get one. I spend so much time trying to keep the peace, to make other people happy, and while I can be materially selfish and spend money on myself no problem, I need to emotionally value myself too. We all do. The way that I can keep making progress like I did in 2010 is to be held back by nothing and no-one and reach for the stars.

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day one.

August 16, 2010

I will keep this entry brief as I’m exhausted, but I had my first day at my new job at Cirencester College, and it was epic but a success!  I did not enjoy the 5:45 wakeup, especially considering I had trouble getting to sleep the night before as my body clock is programmed not to sleep before midnight and I was half-consciously hyper about the job.  In the afternoon I could feel my fatigue kicking in briefly, but 20 minutes later I recovered and got a second wind, plus Rachel (the new girl who also started today in my faculty) felt the same so it might have just been a result of the information overload.

My main worry was the transport, as this week Mike is on holiday in Cornwall (he starts next Monday, and he will give me a lift on the way) and so I’m getting the bus to the train station, then the train to Kemble railway station and a taxi from there.  If the bus in the morning was late, I would risk missing my train; if the bus went too slowly, I would miss my train; if the train was delayed (although this would have had to be by a considerable amount), I would miss my connection to Kemble.  But this morning bodes well as everything ran smoothly, and I was lucky enough to be able to jump straight into a taxi (despite my connecting train being held up 5 minutes) and get to Cirencester College before 8:30 (I didn’t have to be there before 9am today, but my official start time will be 8:30 so it was a nice trial run). The taxi driver was kind and friendly, which was another good omen for the day. Transport-wise, as soon as my new colleagues heard that I was relying on public transport this week, they organised between them to collect me from and run me to the local station every morning and afternoon more or less, so that will save on taxi fare (which is a financial burden lifted!). I was really touched how welcomed everyone made me feel, and how well I got on with Rachel and all my other new colleagues, both those I had met previously and those who were new faces.

As for what we covered, I was a little overwhelmed by the information (although in comparison to last year, apparently they’ve made it a much less intense start!) but most of it seems to make sense and I have more or less sorted out everything that I need; Thursday and Friday are enrolment days following the publication of A-Level results, so that will be the first day I get to meet students, which is both exciting and daunting, but after today I feel more confident about it.  I am finally a grown up, even though it still hasn’t sunk in that I am actually employed there, I have a real, full-time, professional job and I am not just pretending or on placement! My confidence will hopefully grow.  A sign of things to come is that I have just made my own sandwiches for lunch, whereas as a child (and even as a young adult!) my mother always made my sandwiches. It’s time to take control!  I’m feeling tired but feeling good and positive and I hope that this week goes well 🙂

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run(a)way.

June 9, 2010

Monday night, after one more argument with my mother over the dinner table where I should really know better than to voice an opinion contrary to that of my parents’, even if that opinion is backed up by fact and knowledge from my university studies rather than jaded cynicism and hearsay, I decided it was all too much and left home for 2 days.  My father was ambivalent during the whole row, my mother decided I had a “problem” with her and refused to listen to her (despite the fact I expressed my opinions in a calm manner, balancing positives with negatives; these opinions were talked over or dismissed at each turn); that I had suddenly “flipped out” despite the fact that she, not I, was the one raising their voice; that how could my feelings be hurt by her, if she’d had her feelings hurt by me? As if only one person can feel wounded by another at any one time.  I said that over the course of the year, I had learned that the only time I ever argued or was in a toxic atmosphere was at home with my parents, that I have the ability to make friends time and again and therefore there can’t be anything wrong with me, that I would no longer let my parents make me feel ugly.  I left to give myself some space, and I am more than grateful to Toby and Mike for providing me refuge, and to all of my friends for understanding and for saying that I was right, and not crazy.

People say that “friends are the family you can choose”. Others say that “blood is thicker than water”.  It is true that I will never not love my family: my mother and I were inseparable during my early years and we got each other through the dictatorship, misery and abuse (verbal, mental, very rarely physical) my father wreaked on our lives.  I won’t forget that.  Neither do I hate my father, although he doesn’t love me: he’s never known how to be a father, but at the age of 16 I finally realised that hating him still meant that he had some power over me.  I saw him weakened after one too many accidents on his bicycle – watching my father crippled, being wheeled in a wheelchair, having to help him go to the toilet in hospital made me realise that his power was all an illusion, and that if I didn’t submit to his subjugation, there was little he could do to truly hurt me.  Since those epiphanies, I’ve been able to forgive him for my childhood, and at times I know that his lack of attachment to me makes him almost an objective source, and occasionally a better source of advice or confidant than my fiercely feisty but heavily biased mother (if I have issues and neuroses, I most certainly learned them from her).  He’s not a bad person and I don’t think he ever meant to be, he’s just imperfect.  My mother is imperfect too, and just as I rebelled against my father, I’m now fighting a battle to establish myself as an intelligent human being against and apart from my mother, who unwittingly (unlike my father’s deliberate past sabotage) threatens my intellect and independence fairly often.  Her timing is off however: I’m 24 and after university not once but twice, and a gradually-formed but steadfast collection of true friends, I’m stronger than ever.  So I won’t take shit from either of them. I don’t need to.

I came home this afternoon with some trepidation: as much as I am strong now, I’m not invincible, and if I had been kicked out I don’t know how I would afford to live elsewhere until my job at Cirencester kicked in (my first salary payment won’t come through until mid-September, and my bursary won’t keep me going until then, especially if I’m juggling rent with driving lessons and tests, which are indispensable at this point).  Financially, I just can’t afford to be out of this house; emotionally, if they said goodbye, I’d walk out and never come back because my pride would not let me do otherwise.  I’d be shooting myself in the foot, but I’d do it with resilience in my eye.  However, I’d rather not have to shoot myself in the foot 😉 My mother is giving me the silent treatment: even though I don’t think I was in the wrong, before leaving on Monday night I apologised for “getting heated”. My mother did not, does not apologise unless hell has frozen over or unless she’s actually not done anything wrong.  My father is pretending like nothing ever happened, and is playing piggy in the middle of our fury; because there are 3 of us in our family, one of us is usually stuck in the middle / left outside alone (delete as appropriate) while the other two bait and infuriate.  Usually, I’m the third wheel to my parents’ storms.  So I can understand my father feeling relieved that he’s off the hook for a little while.  My stubbornness, identical to my mother’s (I won’t lie: we have a lot of similarities and I have had to reprogramme myself to eliminate some of her neuroses and pessimism ingrained in my psyche at a young age – they’re not all gone yet), means that our arctic silence will persist at least a week or two.  I don’t want this, I don’t want to be locked in war, and yet as a child I always surrendered to the silent treatment.  Not only am I not in the wrong, but I have apologised for my foibles in the argument.  I have nothing else to say: my mother evidently feels she is impeccable.  So what else is there to say or do, other than go on and wait for everything to subside?

Once everything is financially stabilised, I will be gone from here.  It’ll take only a few months I believe: my life is slotting into place and in my mid-20s, it’s been long overdue for me to be out of home.  Returning from my undergraduate degree, it was really difficult getting used to living under my parents again; over the past year when I’ve been going to UWE, their relationship seems to have destabilised to the point that I prefer to be alone or out than endure the atmosphere.  Perhaps it’s partly just natural for me, as an adult, to want my own independence too.  It is within reach now, I just have to bide my time a little longer and keep looking to the sky. Hopefully, when I achieve my goals, with some perspective and space my parents will be happy for me.  And if not, then that’s okay too, because I will be happy for myself and I have enough people who care about me that I feel healthy.  I can do this 🙂

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something’s missing.

May 1, 2010

I like this song:

(Brandy – “A Capella (Something’s Missing)”)

The last 8 months have represented the happiest period in my life that I can remember.  I’ve grown so much as a person, I have made some terrific friends, I have started the longest relationship of my life to date, I have lost weight, I have tattoos (it’s my most recent tattoo‘s one-month anniversary today!) and I have finally started learning to drive again. It’s like I was in a chrysalis up until this point, and now I’m finally starting to spread my wings.

However, I can slowly but surely feel that happiness starting to fade a bit.  Perhaps it’s growing pains, because in December I had a tough couple of weeks – maybe I just need to ride it out.  I still have all the things I named above, so I can’t really complain too much.  But my growing discontent I think is largely due to the fact that I’ve not had instant success when applying for jobs.  I haven’t had an interview out of the six jobs I’ve applied to so far.  I won’t give up – I am committed to this new careers guidance career, I want to make a difference in other people’s lives, to young people.  And I want to carve out my own life, get a car, get a job, get a place to live.  I can’t do any of those things without the finances that come from a well-paying job.  So I really need this, and although I’ve had my applications checked and approved my tutors, and my CV was given a glowing review by the UWE Careers Service, I guess it won’t come that easy.

So here’s the part where I start to connect my life at the moment with the song above.  Listen to the words, and things will make more sense. I was complaining to Mike about the fact that I have yet to secure an interview for any jobs, and he said to me “Well, I am sure there’s nothing wrong with your applications and it’s probably bad luck, nothing personal, but I don’t know if we have the skills for some of the jobs you applied for”.  In other words, try not to worry, but don’t apply for such weird stuff.  But I thought that I had a good shot at being capable of the jobs I went for, and the fact I was able to fill out the application without really questioning it means that I didn’t really think that the jobs I applied for were that leftfield.

Then I bumped into Henna (from the Perfume Shop) and her friends in the uni café, and after chatting for a while, one of them turns to me and says “So you did languages at Oxford, why on earth aren’t you becoming a teacher?” I explained that even after my teaching assistantship in Spain, and enjoying teaching more than I expected to, I’d never gravitated towards teaching and it wasn’t ever on my radar. Even though I’m now working towards becoming a careers guidance practitioner and working with young people, it feels quite different to me because I’m instrumental in helping a young person shape their entire life and future, rather than wholly responsible for one component of that.  I just feel that this fits me better, but perhaps I’m missing a trick?  Then I start to think that perhaps I am just running away from the one true vocation I’ve always wanted: music.  Ever since I was a child, I wanted to sing, dance, perform, record and entertain.  I’m good at it; I’ve won prizes for it.  People loved what I did at high school, sixth form and university, and since then I’ve grown as a musician, performer and person.  Why aren’t I following my heart?  Although I release my music online and I have very positive responses, will that ever truly be enough?  By keeping total control, am I sacrificing my dream of making it big?  Is being spurned by employers left right and centre a subtle hint that I can’t really avoid my destiny?

I keep wondering if I’m missing something.  I’ve had other reasons to lately wonder what the hell is wrong with my brain (read my previous post for some of that), and I don’t consider myself so eccentric or out of the ordinary to have made it to age 24 that I haven’t realised.  But sometimes, I look at the way things are and just think, what is going on? Am I on another planet? I do often think I’m an alien, from another galaxy: in Kingswood, I seem to dress like nobody else, have desires for things that just pass everyone else by.  In my family, I have different aims, different values.  I seem to have been only partly informed by my upbringing, and a lot by the media, and my parents say that I am 10% of them, and 90% of something mysterious and random.  Where do I get it from, who am I, and when I find out, where do I go from there? I am glad I am my own person and I wouldn’t change that for anything, but sometimes it gets a bit lonely out here.

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shopaholic.

February 13, 2010

“She got a Fendi fetish / She got a shopping problem
That girl’s a shopaholic / She only mess with ballers
She got a Gucci fetish / She got a Louis problem
She got a shopping problem / That girl’s a shopaholic”

— “Shopaholic”, Nicki Minaj f/ Gucci Mane.

Listening to the above song from Nicki Minaj’s stellar Beam Me Up Scotty mixtape, I can’t help but relate.  I have never been very good at resisting shops, but today I went into Guess with Toby and promptly dropped £136 on a bag (it matches my wallet! And I’ve been keeping an eye out for a new bag) and a hoodie (it was in the sale, the last one and my size.  Therefore, it was destiny and there was nothing I could do but fulfil it).  Note that I have my excuses rationale ready 😉 I felt a little guilty because Toby has a little bit of cashflow difficulty, and I didn’t work last week when I went to get my new tattoo done (which cost £100 in itself!).  I think I might have to take on some extra shifts at the hospital.  I am not one to flash cash, especially when that cash comes largely from funding to do my course, and I am also spending a significant amount of money on getting my driving licence (wish me luck for my theory test on Tuesday morning!), which is a pretty necessary measure.  I’ve never been rich.  But sometimes the allure of beautiful designer things is just too much to resist.

I spoke in a recent entry about the fact that I wasn’t always like this.  Designer names used to be something out of reach, irrelevant.  I was younger, those were things that would come in time.  Well, I’m not younger anymore; that time is now. Life is too short to be wanting forever; I don’t spend crazy amounts on irrelevant things, so why shouldn’t I treat myself?  Generally, I am a shopaholic because I love spending money, be it on myself or on other people, and I’m just as happy to buy other people things because I find the look on their faces when they open a well-chosen gift something to treasure; that’s my favourite part of holidays like Christmas.  But sometimes I feel a little guilty because perhaps I should be a little more responsible with money – you never know what is going to happen tomorrow.  I should appreciate more the plight of people who might never be able to have even one beautiful thing in their life.

I think about my grandmother when I have crises of confidence like this.  She’s actually quite wealthy, but she’s never been one to treat herself; she would much rather give everything she has to other people.  She will be  77 years old next month, and in April it will be 2 years since my grandfather died.  I love her to pieces, but it’s hard to get through to her the philosophy that she’s earned the right to spend a little on herself and treat herself to a nice little something every now and then.  Hell, I’m 24 and I’m feeling that life is too short! But since she’s never bought herself designer things, precious jewellery, something special, preferring instead to shop at pound stores and discounters (even though their wares often fall apart in a matter of weeks, necessitating a repeat purchase and costing you more in the long run – I’m a believer that generally you get what you pay for, and if you don’t then you take it back and you take your money elsewhere).  I wish that she would recognise that she is worth a little bit of luxury.  I think that she is a good person; I think that I am at the heart of it a good person, and a good person doesn’t declare themselves all the time.  But nor should a good person go totally unsung or unrecognised.  That’s why I love to treat my friends, my family, those close to me – they are good people and they deserve a little luxury.  The same goes for myself.  And I wouldn’t spend it if I really couldn’t afford it, so why should I feel bad about it?  The only thing I hate is to be spending like this around people who honestly can’t afford it, because the last thing I am is a snob.  After all, this ability to buy something nice is fairly new to me – I wasn’t always like this, and I’ll never forget that there was a time (and there might be a time again soon – who knows?) when I couldn’t afford it myself.  I know what it’s like to have to really budget, and I truly hope that nobody close to me thinks that I’m buying things just for the name.  Shopping is about achieving the person I always aimed to be, about externally realising the man I am inside.  I hope that nobody close to me ever thinks that I don’t appreciate what I have, or that I take for granted my current finances.  Because I do, and I don’t (respectively).  And as for what the rest of the world thinks, I couldn’t give a fuck.

I have found my own sense of style, and a look in which I feel comfortable.  Unfortunately, that look is expensive 😛 (What do you expect? I have Italian blood 😉 ) Sometimes I have to ask Toby / Hannah / Nick / Davina / Deena / Karina to drag or steer me away from certain shops, because I know that I shouldn’t spend the money – it’s not necessary.  But from time to time, I give in to the devil on my right shoulder and buy myself something nice because I want it, I need it, I earned it.  Maybe I’m a little bit devilish, maybe I’m a shopaholic.  But if so, that’s who I am and on the whole, I like it 😉