Posts Tagged ‘finance’

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something’s missing.

May 1, 2010

I like this song:

(Brandy – “A Capella (Something’s Missing)”)

The last 8 months have represented the happiest period in my life that I can remember.  I’ve grown so much as a person, I have made some terrific friends, I have started the longest relationship of my life to date, I have lost weight, I have tattoos (it’s my most recent tattoo‘s one-month anniversary today!) and I have finally started learning to drive again. It’s like I was in a chrysalis up until this point, and now I’m finally starting to spread my wings.

However, I can slowly but surely feel that happiness starting to fade a bit.  Perhaps it’s growing pains, because in December I had a tough couple of weeks – maybe I just need to ride it out.  I still have all the things I named above, so I can’t really complain too much.  But my growing discontent I think is largely due to the fact that I’ve not had instant success when applying for jobs.  I haven’t had an interview out of the six jobs I’ve applied to so far.  I won’t give up – I am committed to this new careers guidance career, I want to make a difference in other people’s lives, to young people.  And I want to carve out my own life, get a car, get a job, get a place to live.  I can’t do any of those things without the finances that come from a well-paying job.  So I really need this, and although I’ve had my applications checked and approved my tutors, and my CV was given a glowing review by the UWE Careers Service, I guess it won’t come that easy.

So here’s the part where I start to connect my life at the moment with the song above.  Listen to the words, and things will make more sense. I was complaining to Mike about the fact that I have yet to secure an interview for any jobs, and he said to me “Well, I am sure there’s nothing wrong with your applications and it’s probably bad luck, nothing personal, but I don’t know if we have the skills for some of the jobs you applied for”.  In other words, try not to worry, but don’t apply for such weird stuff.  But I thought that I had a good shot at being capable of the jobs I went for, and the fact I was able to fill out the application without really questioning it means that I didn’t really think that the jobs I applied for were that leftfield.

Then I bumped into Henna (from the Perfume Shop) and her friends in the uni café, and after chatting for a while, one of them turns to me and says “So you did languages at Oxford, why on earth aren’t you becoming a teacher?” I explained that even after my teaching assistantship in Spain, and enjoying teaching more than I expected to, I’d never gravitated towards teaching and it wasn’t ever on my radar. Even though I’m now working towards becoming a careers guidance practitioner and working with young people, it feels quite different to me because I’m instrumental in helping a young person shape their entire life and future, rather than wholly responsible for one component of that.  I just feel that this fits me better, but perhaps I’m missing a trick?  Then I start to think that perhaps I am just running away from the one true vocation I’ve always wanted: music.  Ever since I was a child, I wanted to sing, dance, perform, record and entertain.  I’m good at it; I’ve won prizes for it.  People loved what I did at high school, sixth form and university, and since then I’ve grown as a musician, performer and person.  Why aren’t I following my heart?  Although I release my music online and I have very positive responses, will that ever truly be enough?  By keeping total control, am I sacrificing my dream of making it big?  Is being spurned by employers left right and centre a subtle hint that I can’t really avoid my destiny?

I keep wondering if I’m missing something.  I’ve had other reasons to lately wonder what the hell is wrong with my brain (read my previous post for some of that), and I don’t consider myself so eccentric or out of the ordinary to have made it to age 24 that I haven’t realised.  But sometimes, I look at the way things are and just think, what is going on? Am I on another planet? I do often think I’m an alien, from another galaxy: in Kingswood, I seem to dress like nobody else, have desires for things that just pass everyone else by.  In my family, I have different aims, different values.  I seem to have been only partly informed by my upbringing, and a lot by the media, and my parents say that I am 10% of them, and 90% of something mysterious and random.  Where do I get it from, who am I, and when I find out, where do I go from there? I am glad I am my own person and I wouldn’t change that for anything, but sometimes it gets a bit lonely out here.

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shopaholic.

February 13, 2010

“She got a Fendi fetish / She got a shopping problem
That girl’s a shopaholic / She only mess with ballers
She got a Gucci fetish / She got a Louis problem
She got a shopping problem / That girl’s a shopaholic”

— “Shopaholic”, Nicki Minaj f/ Gucci Mane.

Listening to the above song from Nicki Minaj’s stellar Beam Me Up Scotty mixtape, I can’t help but relate.  I have never been very good at resisting shops, but today I went into Guess with Toby and promptly dropped £136 on a bag (it matches my wallet! And I’ve been keeping an eye out for a new bag) and a hoodie (it was in the sale, the last one and my size.  Therefore, it was destiny and there was nothing I could do but fulfil it).  Note that I have my excuses rationale ready 😉 I felt a little guilty because Toby has a little bit of cashflow difficulty, and I didn’t work last week when I went to get my new tattoo done (which cost £100 in itself!).  I think I might have to take on some extra shifts at the hospital.  I am not one to flash cash, especially when that cash comes largely from funding to do my course, and I am also spending a significant amount of money on getting my driving licence (wish me luck for my theory test on Tuesday morning!), which is a pretty necessary measure.  I’ve never been rich.  But sometimes the allure of beautiful designer things is just too much to resist.

I spoke in a recent entry about the fact that I wasn’t always like this.  Designer names used to be something out of reach, irrelevant.  I was younger, those were things that would come in time.  Well, I’m not younger anymore; that time is now. Life is too short to be wanting forever; I don’t spend crazy amounts on irrelevant things, so why shouldn’t I treat myself?  Generally, I am a shopaholic because I love spending money, be it on myself or on other people, and I’m just as happy to buy other people things because I find the look on their faces when they open a well-chosen gift something to treasure; that’s my favourite part of holidays like Christmas.  But sometimes I feel a little guilty because perhaps I should be a little more responsible with money – you never know what is going to happen tomorrow.  I should appreciate more the plight of people who might never be able to have even one beautiful thing in their life.

I think about my grandmother when I have crises of confidence like this.  She’s actually quite wealthy, but she’s never been one to treat herself; she would much rather give everything she has to other people.  She will be  77 years old next month, and in April it will be 2 years since my grandfather died.  I love her to pieces, but it’s hard to get through to her the philosophy that she’s earned the right to spend a little on herself and treat herself to a nice little something every now and then.  Hell, I’m 24 and I’m feeling that life is too short! But since she’s never bought herself designer things, precious jewellery, something special, preferring instead to shop at pound stores and discounters (even though their wares often fall apart in a matter of weeks, necessitating a repeat purchase and costing you more in the long run – I’m a believer that generally you get what you pay for, and if you don’t then you take it back and you take your money elsewhere).  I wish that she would recognise that she is worth a little bit of luxury.  I think that she is a good person; I think that I am at the heart of it a good person, and a good person doesn’t declare themselves all the time.  But nor should a good person go totally unsung or unrecognised.  That’s why I love to treat my friends, my family, those close to me – they are good people and they deserve a little luxury.  The same goes for myself.  And I wouldn’t spend it if I really couldn’t afford it, so why should I feel bad about it?  The only thing I hate is to be spending like this around people who honestly can’t afford it, because the last thing I am is a snob.  After all, this ability to buy something nice is fairly new to me – I wasn’t always like this, and I’ll never forget that there was a time (and there might be a time again soon – who knows?) when I couldn’t afford it myself.  I know what it’s like to have to really budget, and I truly hope that nobody close to me thinks that I’m buying things just for the name.  Shopping is about achieving the person I always aimed to be, about externally realising the man I am inside.  I hope that nobody close to me ever thinks that I don’t appreciate what I have, or that I take for granted my current finances.  Because I do, and I don’t (respectively).  And as for what the rest of the world thinks, I couldn’t give a fuck.

I have found my own sense of style, and a look in which I feel comfortable.  Unfortunately, that look is expensive 😛 (What do you expect? I have Italian blood 😉 ) Sometimes I have to ask Toby / Hannah / Nick / Davina / Deena / Karina to drag or steer me away from certain shops, because I know that I shouldn’t spend the money – it’s not necessary.  But from time to time, I give in to the devil on my right shoulder and buy myself something nice because I want it, I need it, I earned it.  Maybe I’m a little bit devilish, maybe I’m a shopaholic.  But if so, that’s who I am and on the whole, I like it 😉

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regret.

January 1, 2010

Happy New Year!  Here’s to the next decade!  Last night I went to Panache with Hannah and Alex to dance the night away.  And I certainly did! The music was generally very good (though it did prove just how dire music is at the moment, since the older hits from the earlier part of the decade, and even hits in the past 3 or 4 years stand head and shoulders above most of what is released today), and we all seemed to enjoy ourselves.  We bumped into a couple of people we knew from school, and I generally ended up feeling very old (I am 24, the others were all 20 or 21) but it was a nice impromptu reunion with people whom I actually didn’t despise at school (generally, the idea of a school reunion fills me with dread and revulsion).

However, on my journey home from Hannah’s house today, I was thinking about some things that I need to get a grip on.  After the afternoon’s passed and I’ve relaxed at home, these things don’t seem quite as urgent as they did at the time, but I still think it’d be good to write them down just so that I have a record of what I was thinking (or wasn’t, as the case may be).  I know that when we went to the club, I looked good and I felt good, and I had drunk some but I wasn’t smashed.  However, by the end of the night, I was embarrassingly off my face.  I remember being aware of it, not being able to focus my eyes, coordinate my limbs (my dancing, usually pretty decent, had deteriorated into a bit of a joke) and slumping in the seating area while Hannah brought me water.  In the taxi home, it was only shame and finance that stopped me from vomiting all over the back seat (motion sickness really gets to me when I’m drunk – I know that it’s motion sickness because as soon as I get out of the car, I’m fine – and I wasn’t sick at all that night nor in the morning.  It’s happened before when I first met Mike and we went to the student bar and then he drove me home – I wasn’t sick then and I wasn’t about to start now).  I wasn’t going to have to pay £70 for the privilege of being sick in a moving vehicle, and I wasn’t going to embarrass myself by not being able to control my own basic bodily functions.  But it was a close one!  Somehow I managed to wake up and not feel hungover – a small miracle, but also not really the point.

I also drank so much that although I was perfectly happy and I didn’t do anything embarrassing, I sorta did behave flirtatiously with one guy who was dancing up against me and vice versa (it was all unwitting but funny) – but more seriously, I ended up slightly coming onto one of the people we bumped into from my old school later in that evening.  After a while, I gave up which was a really good move, because in the morning I just was like “OMG WHAT was I thinking?” The guy is ok, but somewhat immature and really not that attractive.  It would have purely been because he was there, and because to try and take my mind off Mike, I would be distracting myself by whoring myself out to other people.  As has been proven over this Christmas break, that’s not the way to go.  I’m worth much more than random forced encounters, and I’m certainly worth much more than lowering myself to the standards of any average-looking person. And Mike is better than that, and it’s sorta a disgrace to try and replace what he means to me with the first random who shows an interest.  Plus, I get frustrated at the fact that I have to make effort and chase these people – why isn’t anyone chasing me?  I like how I look more than I ever did before, so why is it suddenly so difficult to find someone?  I’m in Gucci, Armani, Prada – most guys my age don’t know what those even are.  And I guess I answered my own question – I try to be solid gold on the outside as well as on the inside (I know that I have a good heart) but I try too hard and it goes unappreciated, and I forget my earlier wisdom of being ice king and not easily won.  Overall I’m glad that nothing happened, and I’m mortified that I even entertained the thought.  I thought about giving up alcohol, but that would never happen; lo and behold, I appear to be staying over at Mike’s on Monday night, so drinking will definitely happen then anyway!

Alcohol also makes me (as it did during the Christmas party a few weeks ago; although last night I was about 3 times as drunk) seem to run off in random directions.  Hannah and Tess went missing during one period of the evening, and I spent half an hour pushing through people in the club in an effort to find them – it turned out they had gone to the kebab van without telling anyone!  Then I ended up helping a girl who was in tears, had acquired another girl’s phone but had lost her own, and needed a lift from her friend but didn’t know where to meet him.  I was out of the club wandering around Broadmead for half an hour with this girl who clung to me tighter than a starfish on a rock, who was using my phone (luckily I’m on contract so it was fine) and smoking my cigarette – she was appreciative, but it’s not something I would ever have taken the time to do had I been sober!  And I hazard a guess that if she had been sober, she wouldn’t have been in that situation anyway 😉  The moral of this post seems to be that alcohol is messy!  And it is.  But I suppose that compared to what could have happened, it was all pretty harmless.  I did have a good time, and I didn’t do anything wrong or bad.  We got there and back in one piece, I wasn’t sick anywhere, I didn’t embarrass myself (as far as I’m aware) at Hannah’s house in front of her parents, and I don’t appear to have lost anything vital.

But the reason why I wanted to write this post was to say more than “don’t drink too much or you may act like a twat”.  Everyone knows that.  I just wanted to say that although it’s not a complete excuse, alcohol made me forget myself.  It made me forget my own sense of dignity, which I nearly compromised by being sick, by pulling someone below my station and ultimately, by forgetting that I am worth more.  I guess I’m disappointed in myself because I felt and acted weak last night, and I should be strong – most of the time, I am strong.  But last night, I forgot that a meaningless encounter won’t hold a candle to a strong friendship and infatuation with a close friend; I forgot that I am a good person inside as well as on the outside, and I shouldn’t settle.  I deserve more, so why did I entertain settling for less?  That’s my first regret of 2010 (I start early!), but I hope that it’s something I can do something about. 🙂

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love or money.

July 22, 2009

Generally, the media and society villify those who get married for convenience, or for money.  We brand them “golddiggers”, we make songs mocking them (hello Kanye), and we generally feel that they don’t act in the spirit of marriage, which should be for life and for love.  I don’t disagree, but then on the other hand, we admire high-flying career men and women who really go after what they want (which is money) while sacrificing their personal relationships to do more work at the office.  I think that is an impressive sacrifice to make, but the message seems to be one minute that love is the most important thing there is, and the next minute that you have to think of yourself and put your financial security above all things.  To me, these messages contrast.

I am always someone who will say “you have to do what makes you happy”, and I genuinely believe that.  But after a year of not really going very far after my degree, I find myself at a fork in the road: do I pursue something I am interested in that will cost me more money (a year’s diploma in Careers Guidance, after which I can get a job with Connexions as a Youth Adviser), or do I give up trying to do something I will like and instead do something that will make me lots of money? For sure, I like money.  I like buying designer clothes, I like the idea of having a car, I like jewellery, I like the idea of living somewhere that I can afford by myself. I like the idea of being self sufficient, I like the idea of not having to keep a constant eye on my bank account before making plans to go out.  I think that wealth will suit me just fine, and I think I would be good at being rich.

But at the same time, I’m 23 years old, and I want to do it on my own terms rather than because someone told me what I should do.  I was told I should go to Oxford, that I should not try for my singing career, that I shouldn’t even study the subjects I chose (I dug my heels in).  And sometimes I would do what I wanted, and other times I would choose to trust in others whom I presumed had better judgment and more life experience.  After all, I dont know everything, but I do know that I want the best for myself.  And so far, perhaps I should have trusted my own intuition a little bit more and others’ a little bit less… but then maybe I would be in a worse position than now.  Who knows – “what if” is at once a wonderful and a useless phrase. As it stands, I’m not too badly off, but I feel like I am at a crossroads where I’m being forced to choose between doing something that I might genuinely enjoy and could also help other people (which I think would be a really good thing), and doing something that would be a mundane 9 to 5, but bring in the money and allow me to kickstart my independence one year sooner and keep me in the Armani to which I have become accustomed.  After all, I don’t like the thought of having another loan to put me through this extra year of study, I don’t like the idea of living at home another year and possibly going insane (and my parents are pretty decent and respect my privacy somewhat), and I don’t like the prospect of being dependent on a low income.  But I like the prospect of getting another qualification that will open up a path towards doing something I have discovered I am more and more passionate about (I owe Sapphire and her book “Push” a hell of a lot – you must read it!).

So am I being naive? Am I cutting my nose off to spite my face?  Or am I right on for trying to pursue something I am genuinely passionate about?  After all, once I have landed the job after qualifying, I will be making a decent amount of money even on my starting salary.  Should I sacrifice my finances for one more year and hope that this path works out, or should I sacrifice my happiness to take a job that doesn’t interest me but will pay me right now?  Everyone makes sacrifices, but I don’t know what is best in this case.  I thought that money wasn’t the be all and end all, but in the recession, is it smarter to put money in the bank or to get a qualification so I can do something I am passionate about that can influence the community and give more chances to the youth coming up?  I know which I prefer, but I am trying not to be blind and genuinely wondering which is best?  Love or money?