Posts Tagged ‘Money’

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still standing or standing still?

May 24, 2013

Does there actually come a point in life when you stop dreaming? Or when being ambitious goes from being encouraged and praised (as a young person) to something that is looked down upon and suspected? At what point should we be satisfied with what we have, and accept that what we have is our lot in life? Because the way that I am going, I am only becoming more impatient. Perhaps it is a subconscious race against time, trying to get as much as I can before the alarm clock rings and I have to sit down and stop trying. When is enough enough? For me, I don’t know if it ever will be, and is that a good or a bad thing?

I remember reading an interview with Janet Jackson (as good a source of life advice as any, considering she certainly has lived!) where she would advise young people to make sure that they appreciate their journey, rather than always striving, striving, striving for more. This makes sense to me, but I must admit that I am not very good at it. In the quest for seeking to do something that fulfils me but that also “matters”, I seem to repeatedly experience disillusionment once I realise that what I’m doing with my life isn’t quite what I intended. Pretty soon, I move onto the next in an attempt to climb the ladder, all the while hearing the clock inside my head ticking more loudly with each birthday that goes by.

Why is the clock so insistent? At this point, I am lucky enough to be able to say that I am happy with my life, that I have accomplished a lot in a relatively short time, and that I appreciate what I have and don’t take it for granted. So where does the nagging insistence that it’s not enough come from? I think it’s because I feel that I still have plenty of potential that I’m not utilising, because there are only so many hours in a day and because there is only so much money in the bank. Yet, if I had all the money in the world, I’d probably not quest and strive quite as hard, because a little bit of the struggle would be taken out of it. Don’t get me wrong, if I won the lottery tomorrow I certainly wouldn’t rip up my ticket or choose to donate all of the money to charity. I would take all of that money and use it to improve my life in the ways that money can.  But not only is money not everything, but money is only something; and when I say that I want it all, I am not referring to material possessions. I mean achievements, I mean developing my intelligence, awareness and having all the life experiences that I feel I want to have. I don’t know if I will ever be satisfied, or ever stop working. Does that make me greedy, immature, honest, ambitious or just restless?

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what it feels like for a quitter.

May 14, 2013

2013 seems to be a year of me leaving things behind in search of establishing my independence, and although this can be called “quitting”, I guess that quitting isn’t necessarily a bad thing. I’ve left one job for another, which has turned out to be at times a disorienting move, but ultimately one that has improved my sanity and quality of life, as well as my prospects for moving up the career ladder (I desperately need to get into a managerial position and gain experience of leading a team). My new job isn’t perfect, and it is a slight departure from what I thought it would entail, but at the end of the day, I am happy for now and I hope that it will be a stepping stone to greater things.

One of the loves of my life, Starbucks, has been another thing I’ve drastically cut down on. As money became tighter during the first few months (note to self and anyone reading: always budget for food!), Starbucks was something I didn’t really need and so I didn’t spend on it. Occasionally I will still have one, but work provides free instant coffee so that is sufficient to wake me up once I get into the office; Starbucks is much more of a social thing nowadays. Also, they do wonderful specialty coffees (read: sweet, sticky treats of drinks) and I still adore a white chocolate mocha or a strawberries and cream frappuccino; but it’s not great for the waistline! Especially when I now live full-time with a fabulous chef who always makes seconds.

And nor is quitting smoking. I started off the year well enough, but soon I started to make exceptions; one in my break during Italian class; one when I was feeling stressed at lunchtime; one nearly every lunchtime… Although going up to 4 cigarettes a week is hardly anything to write home about when I was smoking 8 a day only 6 or so months ago, it represented a breakdown in my willpower. So after a discussion with Toby where he found out about my secret smoking and was shocked, I ended up handing over my cigarettes and lighter to him because I knew that this was a way to completely stop myself from cheating. And it’s worked – I’ve gone nearly 4 weeks without a single cigarette.

Quitting smoking isn’t too difficult in terms of the practical sense; don’t bring your cigarettes with you, and you don’t smoke. Don’t bring your lighter with you, and you can’t smoke even if you buy cigarettes. But it’s the mental games that you play with yourself – on one of the rare warm, summery days, having a cigarette is so carefree and relaxing. It is de-stressing, and it is a way of killing time. Watching other people smoking makes me feel envious of the moment they are enjoying. I gave up smoking – surely one every now and then can’t hurt? (That’s the kind of thinking that leads to making exceptions for yourself, and that’s how I started back on them a couple of months ago.) Why should I have to sacrifice everything?

Everyone has vices – this is true. Do I honestly, truly think that I have smoked my last cigarette? I doubt it. I enjoyed smoking so much,  and I think about smoking quite often because I am still conscious, after this amount of time, that I am depriving myself. But when Toby found out that I had been smoking in secret, he was really upset because he hadn’t known about it (I was ashamed to say anything, and I also felt – quite defiantly – that I didn’t have to report to him. Even though it may have helped, in this case) and he wanted to help me help myself to give up. So I gave him my smoking paraphernalia and that has been the practical part solved. Even now, I often feel tempted to give up on giving up – denial is exhausting, rebellion is satisfying and makes me feel free. But I also know that it’s an illusion – smoking ties down my money and my health (even though you can’t feel it short-term). Toby said to me that he wants to help me give up to support our future together, and to help us ensure that we can grow old together.

Thinking about these words, and about the fact that he was disappointed that I was creeping down the slippery smoky slope, give me the inspiration to try as hard as I can to remain smoke-free. I want my partner to be proud of me, I want us to live long lives together as much as is possible, and more than anything I want to demonstrate that I can triumph over temptation and maintain my willpower. I found out that not long after I quit smoking, Mike also did – now, if he can quit smoking, I guess anyone can! He had a throat infection over the winter (and various chest and lung problems in the run-up to that), and this finally spurred him to quit smoking because he couldn’t smoke during his infection, and once he stopped he thought he might as well stay stopped.

The life of a quitter is hard. The argument in my head that I have already deprived myself of plenty (see above) and why should I enforce this suffering on myself – everyone has vices and their own personal addictions, and I don’t get any reward or gold star for behaving so abstemiously – is a strong one. I had a dream last night that I was in Italy – glamour central! – and I had met up with some man who was supposed to be my father (although he didn’t resemble my actual dad in any way) and his new girlfriend. Everyone around me was smoking, and I was so tempted to have a cigarette, but what convinced me to resist was that even in my dream, I knew that Toby would be upset with me. If I feel a little bit like I am being controlled, I can tolerate it only because I know that Toby is trying to help me and ultimately liberate me, and I’ve given him permission to do that. So I don’t know if I will make it as a non-smoker all the way to the end of my days, but I hope that by taking each day at a time, I could maybe do it? The life of a quitter is uncertain. But it’s also hopeful.

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maturity.

February 24, 2013

This week has been a thought-provoking one. First of all, I attempted to get Beyoncé tickets to her show at the London O2 Arena but failed miserably at both of the pre-sale events I tried. Upon receiving my payslip on Friday, I had to make a difficult decision – due to having to catch up on tax I was owing from changing jobs in the middle of January, I didn’t get as much money as I had anticipated. Some budget readjustments on top of this showed me the unfortunate truth, that I had to give up trying for Beyoncé tickets. As much as she puts on a fantastic show, and as much as it would be a major life event to see her live (just as it was to see Jennifer Lopez for my birthday last year), money is more important. And I think the money would be better spent on clearing my overdraft, and then saving up for a holiday for Toby and myself later on in the year – something that we’d both enjoy. Although I would love for Toby to be present at the Beyoncé gig, I guess the mature decision is to put the money towards something we would both equally enjoy – Toby would have been there at least partly for my benefit.

This weekend we’ve had Claire and Ian staying with us, and the past two weekends we’ve had Karina and Hannah too. I like the feeling that people enjoy visiting us and I hope that they will have a good time and want to return. Yesterday we visited the Saatchi Gallery and its current exhibition of Soviet art really captured my interest. At times it was revolting, but it was consistently engaging and I enjoyed it a lot. This made me think that in a way, it’s a shame that studying as an adult is so much more expensive and has to be balanced with adult responsibilities, holding down a full time job, budgeting and so on. Because in my opinion, when I was an undergraduate student in my late teens, I didn’t have the maturity (not necessarily emotionally, but in terms of the fullness and sharpness of intellect) to fully appreciate everything I studied. Although I was by no means stupid, and I definitely put the effort in, I know that if I were to my degree again, I would be able to turn my 2:1 into a 1st with the brain I have now. I love my Italian class because I love studying; I loved my postgrad because not only was it a pivotal time in my personal and emotional life, but I was truly studying with freedom and with my eyes open. That time, there had been no element of following the pack to university hoping that everyone else’s instincts that it was the right thing to do were right on (as it happened, they were); I knew that doing my postgrad was me grasping my future and changing my professional direction. Study is important because it can be life changing, but I certainly also love it because I am addicted to the feeling of learning and enriching myself, in the belief that it makes me a better person.

After the Saatchi Gallery, we went to visit Pete’s new flat in Kennington:

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It’s amazing that someone our age has been able to purchase a flat in London and get on the property ladder – it’s so bloody difficult, and at the moment making ends meet while we’re just paying the monthly rent is proving challenge enough! We headed on to Clapham for a meal and drinks, and I saw Clapham with the same eyes I saw West Kensington earlier that day as we headed up to meet Christina at her flat in Fulham. I saw these places with the eyes of someone who now lives in Chiswick and has unwittingly grown accustomed to its middle-class pleasantness. All of a sudden, the assault of newsagent windows chock full of posters, cheap eateries emboldened by harsh lighting and residences with missing corners and unkempt windows was distasteful. I couldn’t reconcile my sudden, definite prejudice with the facts that I don’t come from a particularly glamorous part of Bristol, that at school I was surrounded by people who were from more affluent families than me and I was thus proud of my brain and my achievements all the more, that for my first year of living in London my flat in Earls Court was conveniently located and all that I needed, but it wasn’t particularly luxurious. How quickly I’ve learned to see things differently! I hope, while we have achieved a lot in terms of where we live and I appreciate the comfortable home Toby and I have created for ourselves, that I haven’t become a snob or lost touch with the essential things in life which are more important than symbols of rich or poor.

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As Toby and I have settled into life together in Chiswick, we joke that we are becoming middle-aged – drinks out with friends are a treat, and we’re often so tired that we are grateful to stay in (as much as we enjoy socialising!). In Clapham last night, after a meal at Strada that took too long to arrive, we went to a bar that was crammed full of people 5 years younger than us shouting at one another over music that was decent but far too loud, and yet: there was no dancefloor! After a cocktail, we threw in the towel – either I want to dance, or I want to talk, but not being able to either was frustrating! Is all of this this another sign of old age, and of shifting out of the up and coming generation into the hasbeens? Or (I prefer this option) have I just grown up and now I see the world through the eyes of an adult who is fortunate, wise and no longer has to suffer (as many) fools?

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enter: 2013

January 2, 2013

I have found that writing a list at the start of each year has been a fairly successful way of realising at least some of my ambitions, as well as being able to look back at the previous year and seeing how far I have come. Since I started this blog back in 2009, each year has resulted in a lot of changes and accomplishments, which makes me incredibly happy!  So before I look at what I hope to have in store for 2013, I want to review my goals for 2012 and see how I did.

1. Learn to cook a new dish every month.

Tick… well, I got just over halfway before finally getting bored of this. I am just not one for cooking, and I really did not enjoy it. But after nine months’ worth of trying to make new dishes, I have learned some useful things and when I find myself in the situation of having to cook a meal, I can usually concoct something from whatever ingredients are in stock without resorting to a ready meal or pulling my hair out. So I think that that is progress!

2. Cut down on takeaways – to once a fortnight.

More or less! I think some weeks we do better than others, but we definitely have less takeaways than we used to. Hopefully we will renew our strictness with this rule over the coming year.

3. Move in with Toby.

Tick! This was one of the big achievements this year – we now are living together in our beautiful flat in Chiswick, and we are very happy.

4. Pay off my student overdraft.

Nope. Last time my car ate my money, this time the new flat and two wonderful holidays (to Paris and Prague) did it instead. But hopefully 2013 will be the year! Especially as I am being charged for using this overdraft now – so I’m fairly confident I will defeat it.

5. Learn Italian

Tick! In a couple of weeks, I will be starting my third term of learning Italian at the Italian Cultural Institute on Belgrave Square. My teacher Giuseppe is fantastic, and I really enjoy it.

6. Learn to sew

Tick! I think I learned this skill fairly early on into the year, and it’s been useful throughout. Now, I can repair holes and tears in tops, underwear, socks and trousers, and keep my wardrobe going a bit longer.

7. Finish my new album

Tick! Well, I finished 2526 – I had hoped it would be longer and wider in scope, but in the end the concept of the album dictated that I had to finish it in October. But nevertheless I am proud of it and I feel that the mood and quality of the songs represent another step forward for me musically.

8. Go completely digital with my music and film collections, and only keep physical copies of what I really love

Nope, not yet. I’ve managed to get all of my DVDs from Bristol to London, and the next thing is to get my CDs up here. I already sold a lot of the ones that I knew I didn’t want, but it’ll be easier to work out what I want to keep and sell once I have everything here in my flat, and can just put a pile aside for MusicMagpie or Cex or whatever. My iPod finally died in November after 4 years of faithful service, and though in previous years I would have had to run to the Apple store to buy a new one, this time I’m surviving with the (tiny) music library on my iPhone. Which I feel represents patience, maturity and restraint! As well as a concentration on what’s really important, and where my money needs to go. Eventually I’d really like another iPod but I can’t see myself getting one for another few months yet. So I feel that this aim is on hold for now – I’ll hopefully achieve it gradually, but in the meantime I prefer the tangibility of music and film purchases in any case. I am still learning to step into the future, I suppose!

5 / 5.5 out of 8 is perfectly reasonable, I think! And now, my list of goals and resolutions for 2013:

1. Quit smoking.

Toby’s never known me as a non-smoker, and I think it’s about time he did. It’s going to be difficult, and I don’t want cigarettes to have complete power over me to the point where I’m as much a slave to them having given up as I am being a smoker. I’ve already cut down quite a bit so now I just have to take the final leap. Going back to work will be difficult because I need the breaks and I will feel silly just walking around Notting Hill doing nothing, but I’ll work something out. I do enjoy a cigarette, and so perhaps every now and then I may have a cigarette socially – who knows. I’m trying to be loose about it at the moment, so that I don’t feel overly pressurised and that there isn’t a wagon to jump on / fall off of. But generally, this is the year I stop, and I know that I have the willpower (read: stubbornness) to do so. To muffle any temptation, I need to think of: the money I’m saving, my teeth not turning yellow, my blood pressure and life expectancy being improved, not smelling of cigarettes, and (most importantly) being healthy for Toby and showing that I value our love, life and longevity.

2. Pay off my student overdraft.

Third time lucky!

3 & 4. Get fit and toned, and write and record over half of my new album.

I was watching Skyfall with the delicious Daniel Craig, and I decided that I want his body. Except without quite so much effort, and my face shouldn’t be as aged as his. But he’s pretty amazing, physically. At the same time, I also decided that my new music has to be made with heart and soul, and in this way it will show my evolution. Hence my new life motto for this year is “Body and Soul” – I will look after my body and keep fit and hopefully lose some weight and tone up, and I will make music that is vibrant and true.

5. To sing live at least once, in front of an audience.

Because I haven’t done it in a long time, and I miss it!

6. Write a novel.

I already wrote a chapter of a novel a few months ago, but it trailed off and I haven’t done anything with it since. I have been inspired by Toby’s brother, who actually wrote a novel and got it published on Amazon and everything. I used to love creative writing ever since I was little, and so it’s a natural progression in a way for me to write a book. Watch this space…

7. Learn to moonwalk.

I love dancing, and I was watching the documentary for Michael Jackson’s Bad album and it suddenly occurred to me that learning to moonwalk would be something really fun. The only setback to this plan is that the floors throughout our flat are carpeted. But I wanted a goal that was quite light-hearted and fun, amidst all of the seriousness!

8. Pass Italian exam in the summer.

At the Italian Cultural Institute, at the end of each term you can take an exam to get a qualification demonstrating your proficiency in the language. By the end of this academic year (i.e. in July), I will have finished the upper intermediate class if all goes to plan – and so I think it would be good to have a recognised qualification stating my ability in the Italian language. So this is something that I want to achieve too. At the same time, I am hoping that I will continue reading literature in both Spanish and Italian to maintain my fluency in both of those languages (if I have to sacrifice one of my languages, I guess it would be French.)

9. Teach Toby how to play chess.

We have a nice wooden chess set on our coffee table, and I can’t believe that Toby is so intelligent and yet does not know how to play chess. So I will teach him – it’s an important life skill and keeps the brain active and from being rotted by episodes of 30 Rock and The Big Bang Theory.

10. Start saving up a deposit for a house.

I know, we only just moved into the Chiswick flat! Toby and I really like this area of London, and so it’s gonna be a long time before we can actually afford something here. But why not start now? This is something that will happen once I have finished paying off my overdraft (see number 2) but I hope that by the end of the year, I will have put some new money in my festering ISA that can be ultimately used for the deposit on a lovely flat or house.

Wish me luck, and good luck with your resolutions and goals for the year ahead!

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return to internet.

October 31, 2012

After 3 weeks without the internet, and a lot of DVDs being watched of an evening, last night we finally got to enjoy a broadband connection in our new flat, as well as a phone with a landline! Very exciting stuff. So I’m back – and I realised that I have some catching up to do. Two of my friends are giving university lectures in the near future, which is so thrilling because they are my age and I am so proud of how far they have come. My father is on the verge of publishing his first novel – I have no idea what it’s about, but he is an intelligent man and so I have high hopes – I’ll definitely be purchasing a copy. As other friends start new jobs or higher education courses, I wonder about my own next moves.

My EP / album, 2526 is more or less ready and I’m planning to upload it in the next few days – I want to see if I can finish another song before then! I have started writing my own novel, which I’m not 100% sure about yet, but we’ll see what happens with it. I used to write poems and I am sure that a handful of them were decent (at least by the laws of probability), so perhaps I should consider doing that. My body really needs to benefit from the leisure centre across the street, and I swear I’m going to start swimming to try and buff up.

At work, I deal with people who are millionaires on a regular basis, and while I am neither ready nor willing to sacrifice my entire life in pursuit of money, it’s a reminder that the world is my oyster and life is what you make it. Now that Toby and I have our new flat and it’s shaping up to be pretty decent (although furnishing it is an exciting work in progress that I am going to relish), it’s time to get back to me, and making my life what I want it to be – successful, vibrant, dynamic and most of all, happy.

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sans l’internet. (+ Chiswick Park & Turnham Green)

October 14, 2012

I am sitting in Caffè Nero on a sunny but chilly Sunday afternoon writing this. Toby has gone home to our wonderful new flat in Chiswick, where we’ve been living for a week now, while I continue catching up on all the errands that need doing online (of which this – blogging – is the last). We’re not going to receive our home broadband until the end of October, and I don’t want to exhaust my phone’s 3G data limit unnecessarily, and so I find myself taking my laptop to cafes along the Chiswick High Road in order to use their internet connection.  This is how Toby and I have managed to research an exciting city break to Prague next week (which Toby booked the following day – I can’t wait to experience a new city and country, and I am sure to share some photos on here with y’all!), but just as we’ve been getting used to living in a new flat with a new layout, new light switches (when I’m wandering around in the dark, my hands automatically slap the wrong locations and I have to consciously remind myself where the switch is located) and a new commute to work,  so I’ve also been learning where the best wi-fi spots are. I actually wrote an entire blog on Monday afternoon in a Starbucks a bit further up the road, along with a picture of Chiswick Park tube station – but the wi-fi there was so erratic that the entire blog post seems to have disappeared. So:

 

And for good measure:

 

Chiswick Park was around the corner from a large Sainsburys where I spent an inordinate amount of money last weekend getting essentials for our flat. And then on Thursday evening, Toby and I got off at Turnham Green and walked to Starbucks in the pouring rain to use their useless internet. Caffè Nero’s service is far superior! This morning, we had Nana round for brunch as the first guest to our new abode, and among the many things we discussed was how we can’t live without the internet, but it’s nice (if inconvenient!) to not have it at our fingertips all the time. I remember the days of an old dialup modem that made the pingy-pongy noise as it connected – and nobody could call the house while we were online, because there was only one line… It seems like a bygone age, but it was only 12 or 13 years ago! Nowadays we can do more or less everything online, and I wouldn’t be where I am today without the internet – but at the same time, I sit and watch television and films with Toby, we read books (I have started Brideshead Revisited by Evelyn Waugh – it’s very good and reminds me of my time at Oxford a great deal, and makes me realise that the university was a wonderful place but far too monolithic an institution for my taste) and magazines, I go out and about and socialise – my mum came up to visit London yesterday and I took her to Harrods, Sloane Street and King’s Road; it was wonderful. Without the internet I wouldn’t be able to blog and share my music, thoughts, reviews and so much more with you, and I would never be foolish enough to renounce it (nor would I even be tempted to), but while being without it is inconvenient for the multiple logistics of establishing ourselves in a new flat and area of the city, it’s refreshing in that it makes me actually connect – and remember how to connect – with the more natural and simple pleasures of life around me that we can risk taking for granted.

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extraordinary day.

September 23, 2012

Yesterday was a fantastically eventful day. We woke up early (on a Saturday!) to head to Gunnersbury for our first flat viewing – a 2-bed in Chiswick.

We met with the lettings agent and saw the flat, which was beautiful and apparently wouldn’t be on the market for long. After some budgeting, some pressurised promises from the agent (the possibility of cheaper rent, the possibility of a flexible moving date – who knows whether any of these will come true!) and some falling in love with a wonderful space, we decided to take the plunge and put down a holding deposit. So in 2 or 3 weeks’ time, Toby and I will be moving into our own flat in Chiswick!  All being well – there’s the process of agreeing the move with the landlord, positive references etc. – but I don’t see why there should be any problem. Until it’s all confirmed, I don’t think we’ll be able to relax, but it’s very exciting!

So that was the morning.  At lunchtime we headed back to Fulham to share our good news with family and for Toby to get his hair cut, while I attempted and failed to concentrate on reading some Italian (my nerves and adrenaline were still all over the place after the flat viewing). Then before we knew it, it was time to head out for Toby’s colleague Kate’s 30th birthday party at Tower Millennium Pier, which was ON A BOAT (or actually, a ship).

The theme was Hollywood Glamour, and so Toby and I were dressed up to the nines as we weaved our way through the crowds of Chelsea fans surging towards West Brompton tube station. Once we got on the boat, we were greeted by Kate’s friends and family, and Toby’s other colleagues, and we had a fantastic time. There was a French singer and accordion player providing some background ambience while we ate a delicious 4-course dinner, and when we were standing on deck we were able to see the city lights surrounding us as we sailed down the river. Incredibly, Tower Bridge was opened for us not once but twice, and we felt like royalty as we waved to spectators on either side of Tower Bridge. It was a magical, unforgettable night – including unlimited drinks (though I was fairly sensible and have not even been hungover this morning).

As I sit here typing on my laptop having done such mundane tasks as laundry and washing up, contemplating the ironing while watching the rain incessantly pouring outside, it feels like yesterday was a taste of the exciting life I hope to lead more often as Toby and I become stronger and more successful. We have grown so much over the past two and a half years, and on days like yesterday we reap the rewards. I am so happy that even on ‘afterglow’ days like today, I feel lucky and appreciative of that luck. I just hope that we continue to be lucky with the flat that we want, and I look forward to posting more good news over the few weeks as we move in – fingers crossed!