Posts Tagged ‘loan’

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ready for the good times.

August 7, 2009

I always have a fear that when I start writing so much about my personal life, or even about things which aren’t necessarily personal to me but involve my own thoughts or opinions on a particular matter, I might become a little bit negative or depressed. It’s happened before; I remember when I was 17 and my mother and I had a tempestuous relationship particularly during that time, she found my diary and read all the thoughts about how I felt trapped, how I was upset at her emotional games, and also how I had a massive crush on my teacher and we were quite close… (but not like that, which I had to make clear to far too many people!) It was hard, but it made me see that the more I fixate on certain matters or certain themes, the more I get caught up in a negative cycle.  Perhaps I’ve broken out of it now, I’m 6 years older and in a healthier and happier place (though still not satisfied 😉 ), but I don’t want to tempt fate.  I’m like anyone, sometimes I’m down, and I write about it.  I fall in love and get my heart broken, and I write about it.  I don’t really hide anything on this blog, you read it and you’re reading a little part of who I am.  So as well as the downs, I just want to be thankful and appreciative of the ups.

After talking to Davina and Karina about my heart and R (and already knowing what they would say about it), we went to watch The Hangover.  I knew I would hate it, and I did, though there were a couple of parts which got me to chuckle nevertheless.  I was unimpressed by the film and my mind began to wander.  Me and R had been texting during the day (work was boring yesterday) and then my phone ran out of battery so I couldn’t text him back… I was wearing the Opium again and I’d had a boring day at work, which wasn’t proving to be what I expected.  So I was down.

Today has been a totally different story.  I got a cheap lunch at Subway thanks to a great radio promotion on Heart Radio (£1.20 for a 6″ sub & medium drink, bargain!), I had a great day at work as my boss was working from home, I got computer access and I didn’t have to do so much lifting.  The sun was shining all day, I looked nice in my Prada sunglasses and maroon tshirt, and when I got home, I found that my hopes had come true and I have secured funding for university and my Careers Guidance course.  I am so happy and so relieved, because although I would have gotten a loan from the bank had I not received funding, obviously I prefer not to have to pay the money back!!!  I am hoping to use the extra money to finally get my driving licence and get on the road!!!  So things are looking up, and I want to just make a record that I am grateful and I try to absorb the positivity to counter the negativity that I encounter and sometimes can’t help but take in.

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love or money.

July 22, 2009

Generally, the media and society villify those who get married for convenience, or for money.  We brand them “golddiggers”, we make songs mocking them (hello Kanye), and we generally feel that they don’t act in the spirit of marriage, which should be for life and for love.  I don’t disagree, but then on the other hand, we admire high-flying career men and women who really go after what they want (which is money) while sacrificing their personal relationships to do more work at the office.  I think that is an impressive sacrifice to make, but the message seems to be one minute that love is the most important thing there is, and the next minute that you have to think of yourself and put your financial security above all things.  To me, these messages contrast.

I am always someone who will say “you have to do what makes you happy”, and I genuinely believe that.  But after a year of not really going very far after my degree, I find myself at a fork in the road: do I pursue something I am interested in that will cost me more money (a year’s diploma in Careers Guidance, after which I can get a job with Connexions as a Youth Adviser), or do I give up trying to do something I will like and instead do something that will make me lots of money? For sure, I like money.  I like buying designer clothes, I like the idea of having a car, I like jewellery, I like the idea of living somewhere that I can afford by myself. I like the idea of being self sufficient, I like the idea of not having to keep a constant eye on my bank account before making plans to go out.  I think that wealth will suit me just fine, and I think I would be good at being rich.

But at the same time, I’m 23 years old, and I want to do it on my own terms rather than because someone told me what I should do.  I was told I should go to Oxford, that I should not try for my singing career, that I shouldn’t even study the subjects I chose (I dug my heels in).  And sometimes I would do what I wanted, and other times I would choose to trust in others whom I presumed had better judgment and more life experience.  After all, I dont know everything, but I do know that I want the best for myself.  And so far, perhaps I should have trusted my own intuition a little bit more and others’ a little bit less… but then maybe I would be in a worse position than now.  Who knows – “what if” is at once a wonderful and a useless phrase. As it stands, I’m not too badly off, but I feel like I am at a crossroads where I’m being forced to choose between doing something that I might genuinely enjoy and could also help other people (which I think would be a really good thing), and doing something that would be a mundane 9 to 5, but bring in the money and allow me to kickstart my independence one year sooner and keep me in the Armani to which I have become accustomed.  After all, I don’t like the thought of having another loan to put me through this extra year of study, I don’t like the idea of living at home another year and possibly going insane (and my parents are pretty decent and respect my privacy somewhat), and I don’t like the prospect of being dependent on a low income.  But I like the prospect of getting another qualification that will open up a path towards doing something I have discovered I am more and more passionate about (I owe Sapphire and her book “Push” a hell of a lot – you must read it!).

So am I being naive? Am I cutting my nose off to spite my face?  Or am I right on for trying to pursue something I am genuinely passionate about?  After all, once I have landed the job after qualifying, I will be making a decent amount of money even on my starting salary.  Should I sacrifice my finances for one more year and hope that this path works out, or should I sacrifice my happiness to take a job that doesn’t interest me but will pay me right now?  Everyone makes sacrifices, but I don’t know what is best in this case.  I thought that money wasn’t the be all and end all, but in the recession, is it smarter to put money in the bank or to get a qualification so I can do something I am passionate about that can influence the community and give more chances to the youth coming up?  I know which I prefer, but I am trying not to be blind and genuinely wondering which is best?  Love or money?